NeratPay demo

No login — test-mode integration sandbox

Wire-up checklist

  1. Dashboard → Developers → copy Test secret into the demo server env
  2. Set webhook URL to https://demo.nerat.app/webhook
  3. Subscribe to payment.successful and virtualaccount.credited

Checking…

1. Create a customer account

Calls POST /virtual-accounts.

Live PalmPay checks the ID against NIBSS. Use a real BVN or NIN, and a customer name that matches that ID. Fake digits → AC100007.

Merchant demo balance

₦0

Sum of deposits from webhooks (and Sync). Live transfers can take ~1–2 minutes before PalmPay notifies NeratPay.

2. Accounts

No accounts yet.

3. Webhook event log

Verified with x-neratpay-signature (HMAC-SHA512).

Waiting for events…